Despite the fact that the Russians have already begun to shape the tradition of traveling the world at any time of year, summer is still the main holiday times, the eve of a string of scandals associated with the failure to travel companies of their obligations, has led to a very high interference the insurance process: on the day the Russian President signed a law that increased the size of the minimum financial security and ordered travel agencies to join a trade union.
Failed by the Federal Service for Financial Markets in April of this year, analysis of the results of the insurers that provide services to the insurance liability of tour operators, has demonstrated that this segment of the insurance market is rapidly becoming a territory of high loss, which causes some insurance companies will even think about the rejection of this type activity.
And there is reason to believe that such a decision can be regarded as quite reasonable: only the last few months of his largest tour operator insolvency declared "Lanta-Tour Voyage" and the travel agency "International Travel Club ITC», and the company is "ideal world" simply "vanished" , after having collected the most revenue from the sale of vouchers with a 50% discount.
Moreover, according to analysts, the systemic problems of domestic operators, outbound tourism will provoke them to continue to bankruptcy - and this against a background of 14% annual increase in the number of tourists in Russia during the last decade!
With regard to the situation we can talk about a few basic reasons. This, above all, the arrival of the Russian market of strong foreign tour operators, who successfully pulls a share of the market. Given the fact that today's leaders of the tourism market (TEZ-Tour, for example, or Coral) is also "our", in essence, are not to speak of that proposal and oversaturated "pursed" at the prices of foreign players, domestic tourism market is deprived of the required financial support, usually formed from profits.
Last but not least the role played by the network and the World: The most "advanced" (read: most often traveling) of the Russian population today prefers to do without the services of travel agencies in general, organizing a trip yourself. Accordingly, the fall and such, until recently, generously nourished tour operator services such as ticket sales and transfers, and other enjoyable opportunities to make money out of thin air.
Not surprisingly, the problem quickly went on the government level: 24 April 2012 the State Duma adopted amendments to the law on tourism, which is charged with the duty to tour operators to create a self-regulatory organizations and join if they wish to engage in outbound tourism, and insurance companies to provide an opportunity to exercise its right of recourse in relation to the tour operators (in their immediate managers and owners).
Do not delayed the entry into force of the law and the current president: In early May, Dmitry Medvedev, who entered the final phase of his activities as head of state, put his signature to the State Duma adopted amendments.
Now the minimum finobespecheniya operators outbound travel is 30 million rubles. and increases, depending on the company's turnover to 100 million rubles. and outbound tourism operators are obliged to join the SROs, which will form a compensation fund to guarantee the provision of emergency assistance to tourists in distress outside of Russia.
According to experts, this approach will not only increase the responsibility of tour operators, but also contribute to the formation of standards of professional activity. Insurers also have the right to recourse in case the obligations to the tourists have not been fulfilled through the fault of management or the founders of the travel agency, which also should affect the ratio of the travel agencies for your business.
As for tour operators who wish to insure their liability, they should draw the correct conclusions: In the current situation, the normal reaction of insurers can be considered as the growth rate, so lower rates should be active serious concern, because with the profile of the market, we often disappear not only travel agency, but and insurance
Failed by the Federal Service for Financial Markets in April of this year, analysis of the results of the insurers that provide services to the insurance liability of tour operators, has demonstrated that this segment of the insurance market is rapidly becoming a territory of high loss, which causes some insurance companies will even think about the rejection of this type activity.
And there is reason to believe that such a decision can be regarded as quite reasonable: only the last few months of his largest tour operator insolvency declared "Lanta-Tour Voyage" and the travel agency "International Travel Club ITC», and the company is "ideal world" simply "vanished" , after having collected the most revenue from the sale of vouchers with a 50% discount.
Moreover, according to analysts, the systemic problems of domestic operators, outbound tourism will provoke them to continue to bankruptcy - and this against a background of 14% annual increase in the number of tourists in Russia during the last decade!
With regard to the situation we can talk about a few basic reasons. This, above all, the arrival of the Russian market of strong foreign tour operators, who successfully pulls a share of the market. Given the fact that today's leaders of the tourism market (TEZ-Tour, for example, or Coral) is also "our", in essence, are not to speak of that proposal and oversaturated "pursed" at the prices of foreign players, domestic tourism market is deprived of the required financial support, usually formed from profits.
Last but not least the role played by the network and the World: The most "advanced" (read: most often traveling) of the Russian population today prefers to do without the services of travel agencies in general, organizing a trip yourself. Accordingly, the fall and such, until recently, generously nourished tour operator services such as ticket sales and transfers, and other enjoyable opportunities to make money out of thin air.
Not surprisingly, the problem quickly went on the government level: 24 April 2012 the State Duma adopted amendments to the law on tourism, which is charged with the duty to tour operators to create a self-regulatory organizations and join if they wish to engage in outbound tourism, and insurance companies to provide an opportunity to exercise its right of recourse in relation to the tour operators (in their immediate managers and owners).
Do not delayed the entry into force of the law and the current president: In early May, Dmitry Medvedev, who entered the final phase of his activities as head of state, put his signature to the State Duma adopted amendments.
Now the minimum finobespecheniya operators outbound travel is 30 million rubles. and increases, depending on the company's turnover to 100 million rubles. and outbound tourism operators are obliged to join the SROs, which will form a compensation fund to guarantee the provision of emergency assistance to tourists in distress outside of Russia.
According to experts, this approach will not only increase the responsibility of tour operators, but also contribute to the formation of standards of professional activity. Insurers also have the right to recourse in case the obligations to the tourists have not been fulfilled through the fault of management or the founders of the travel agency, which also should affect the ratio of the travel agencies for your business.
As for tour operators who wish to insure their liability, they should draw the correct conclusions: In the current situation, the normal reaction of insurers can be considered as the growth rate, so lower rates should be active serious concern, because with the profile of the market, we often disappear not only travel agency, but and insurance
No comments:
Post a Comment