CTP that will bring a qualitative change in the market?

The main thing - is to get rid of the "system of foreign clients," that is to make the insured where the insurance contract and concludes there and received a further service on the settlement of losses. The only way to it lies through direct claims settlement uncontested, it is uncontested SSP. Then neither the insured nor the insurer will have no choice but to work with each other. Then, the Customer will have no motive, and the need to approach the choice of insurer realized. Then the insurers come close to the issue of creating a unified database of insurance history, as "defectors" from the tool capacity of the insurance portfolio and become "media loss". However, no alternative direct damages needed to be improved in terms of the logic of settlement between the parties. PCA is now represented by LLC "SAR-clearing" appears calculated the center, but the structure should be more likely to act as arbitrator in disputes Insurance. There is nothing wrong with that, if the insurance companies will exhibit counter-claims to each other in the extent to which the payments are made. And if one disagrees with another, the PCA could resolve such disputes, which requires some credentials. In addition, this system bears a very positive factor for the market as a whole, it promotes the fact that the insurers would be worked out and retained in the practice of common standards for assessing the damage. Yes, with the introduction of non-alternative direct settlement of losses and direct calls from issuing insurer to insurer, there will be disputes between the mass of the latter, but it will be a temporary phenomenon that will lead to the development of common and accepted standards for all market participants. You can try to arbitrarily adjust the system, but the most effective way - to make a self-regulating system, ie a system in which there are clear motivational links. The main problem with the shoulders to move the Policyholders, on the shoulders of insurance companies, or their decision to go on for many years. Also, getting rid of "the system of foreign clients" before insurance companies will be a question of competitive advantage. In the first few years will suffice, and that participants balanced approach to determining the extent of damage, but later (and maybe soon) begin to appear on the additional services which will undoubtedly benefit Insurers.